Consumer Information
As of the date of this communication, you owe the amount stated when you log in to your account information. Because the promissory note(s) you signed requires you to pay interest on the outstanding principal balance of your loan(s) as well as costs of recovery, which vary from day to day, the amount required to pay your account in full on the day we receive your payment may be greater than the amount stated here. If you pay the amount stated here, additional amounts may still be due after we receive your payment. In that event, we will notify you of any remaining balance due. We encourage you to call prior to making a payment intended to pay your account in full.
This is an attempt to collect a debt and any information obtained will be used for that purpose. This communication is from a debt collector.
All correspondence to us should be sent to the following address:
Education Assistance Services, Inc.
3500 Wadley Place #C301
Austin, TX 78728
Education Assistance Services Inc.'s toll free telephone number is (888) 687-5580.
Our business office hours are 8 a.m. to 5 p.m. Central Time, Monday - Friday.
When you provide a check as payment, you authorize us either to use information from your check to make a one-time electronic fund transfer from your account or to process the payment as a check transaction.
See the following information for your state of residence
We are required under state law to notify consumers of the following rights. The following additional notices apply to persons residing in those states. This list does not contain a complete list of the rights consumers have under state and federal law.
California Residents
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.
Colorado Residents
For information about the Colorado Fair Debt Collection Practices Act, see www.coloradoattorneygeneral.gov/ca. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt. Local Office: 3025 South Parker Road, Suite 711, Aurora, CO. 80014, (303) 751-3025
Maine Residents
Please see our hours of operation and telephone number listed in the Student Borrower page of our web site.
Massachusetts Residents
Notice of important rights: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
Minnesota Residents
This collection agency is licensed by the Minnesota Department of Commerce.
New Hampshire Residents
This company is doing business as EAServ.
New York City Residents
New York City Department of Consumer Affairs License Number: 1340532. You may reach us toll free by calling (888) 687-5580. The originating creditor and the amount of the debt are provided on the letter we sent you. You may also obtain this information on line by clicking here and signing on to the confidential payment portal.
North Carolina Residents
This collection agency is licensed by the state of North Carolina, permit number 103527.
North Dakota Residents
This company is doing business as EAS.
South Dakota Residents
This company is doing business as EAS, Inc.
Tennessee Residents
This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance of Tennessee.
Wisconsin Residents
This collection agency is licensed by the Wisconsin Division of Banking, P.O. Box 7876, Madison, Wisconsin 53707.